Welcome to YUMIWRITES.COM ("Blog"). These terms and conditions govern your use of the Blog, and by using the Blog, you agree to these terms and conditions in full. If you disagree with these terms and conditions, or any part of these terms and conditions, you must not use the Blog.


Introduction


The Blog is owned and operated by Yumi Burro ("Owner"), and these terms and conditions govern the use of the Blog by its visitors and users ("Users").


Intellectual Property Rights


All content and materials published on the Blog, including but not limited to text, graphics, logos, images, audio clips, and video clips (collectively, "Content"), are the property of the Owner or its licensors and are protected by copyright, trademark, and other intellectual property laws.

Users may view and download Content for personal, non-commercial use only. Users may not modify, reproduce, distribute, or otherwise exploit any Content without the Owner's prior written consent.


User Conduct


Users must not use the Blog in any way that causes or may cause damage to the Blog or impairment of the availability or accessibility of the Blog or in any way that is unlawful, illegal, fraudulent, or harmful. Users must not use the Blog to copy, store, host, transmit, send, use, publish, or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit, or other malicious computer software.


User Content


Users may post comments, feedback, and other content ("User Content") on the Blog. Users retain ownership of their User Content but grant the Owner a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content throughout the world in any media.

Users represent and warrant that their User Content is not defamatory, libelous, or obscene and does not violate any third party's privacy, publicity, or intellectual property rights. Users further represent and warrant that they have all necessary rights and permissions to post their User Content on the Blog.

The Owner reserves the right to remove or edit any User Content that violates these terms and conditions or is otherwise objectionable.


Disclaimer


The Blog is provided "as is" and without any warranty or representation, whether express, implied, or statutory, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or any other implied warranty arising from a course of dealing or usage of trade.

The Owner does not guarantee that the Blog will be error-free, uninterrupted, or free of viruses or other harmful components and shall not be liable for any loss or damage arising from the use or inability to use the Blog or from any content posted on or linked to the Blog.


Limitation of Liability


In no event shall the Owner or its affiliates, licensors, agents, or representatives be liable for any indirect, consequential, incidental, special, or punitive damages, including but not limited to damages for loss of profits, data, or other intangible losses, arising from or related to the use or inability to use the Blog, or from any content posted on or linked to the Blog.


Indemnification


You agree to indemnify and hold harmless YUMIWRITES.COM, its affiliates, and their respective directors, officers, employees, and agents from and against any and all claims, damages, liabilities, costs, and expenses, including reasonable attorneys’ fees arising out of or related to your use of the Site, your User Content, or your violation of these Terms and Conditions.


Governing Law and Jurisdiction


These Terms and Conditions shall be governed by and construed in accordance with the laws of the Philippines without giving effect to any principles of conflicts of law. You agree that any action arising out of or relating to these Terms and Conditions or your use of the Site shall be filed only in the state or federal courts located in the Philippines, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.


Miscellaneous


These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and YUMIWRITES.COM with respect to your use of the Site, superseding any prior agreements between you and YUMIWRITES.COM. If any provision of these Terms and Conditions is found invalid or unenforceable, the remaining provisions shall remain in full force and effect. Our failure to enforce any right or provision of these Terms and Conditions shall not be deemed a waiver of such right or provision.